Benefits of Salary Carry: Why Pass the Cap?
In 2025, the number of employees carried is expected to exceed the 500 000.
The reason? The benefits of salary porting are attracting more and more freelancers.
Indeed, this hybrid form of employment combines the benefits of freelance status with that of salaried employment. Of course, more and more self-employed workers are interested in this…
As a reminder, salary porting is about finding customers and completing assignments while being affiliated with a porting company. The latter takes care of the administrative part of the service by establishing and then cashing the invoice. All this against management fees that it levies from the employee’s income borne.
The latter, for his part, can claim a minimum wage guaranteed by the portage company, even in the event of a drop in activity. Pretty tempting isn’t it?
That’s not all, here are the top 10 benefits of the salary carry!
Less administrative management, more productivity
Freelancers devote 23 % from their working hours to administrative activities. If you work 40 hours a week, that means you spend 9.2 hours a week on paperwork. This represents more than a full day of work performing boring and unprofitable tasks.
It starts with the creation of your business. In addition to choosing the legal status corresponding to your activity, you must group together the required documents.
After the creation process, you become your own accountant and secretary. In addition to canvassing customers, you must keep an account, send invoices on time and re-issue any unpaid bills. In order not to risk penalties from the tax authorities, you must pay periodic contributions, VAT, declare your turnover and deposit your accounts annually. Tiring, isn’t it?
All of these end-to-end tasks reduce your productivity…
With salary porting, you get rid of this administrative work. The porting company is responsible for drafting the contracts for each service, sending the invoices and reminding the client in case of late payment. It also covers your tax returns (social contributions, VAT, taxes, etc.).
This allows you to devote as much time to your trade as possible.
Social protection worthy of an employee
One of the main advantages of the wage carry? Social protection!
To become a paid employee, you sign a fixed-term or indefinite employment contract. This makes you de facto eligible for enhanced social security coverage.
In addition to health insurance, family allowances, training rights, you are entitled to unemployment insurance and Return to Employment Assistance (WFA) in case of loss of activity. For 2 years, you can claim a maximum of €256.96 gross per day. The amount, as well as the duration of this allowance, will be determined by your last salary and the duration of the contributions.
In the course of your activity, you also contribute to supplementary retirement, which is more advantageous than basic retirement. To claim this right, the self-employed must first pay themselves a salary or earn between £9,120 and £12,304 per year.
That’s not all! With the status of a paid employee, you benefit from professional liability insurance (RCP). You are therefore protected in case of disputes or accidents caused during the performance of your missions. This includes, for example, intellectual protection conflicts, damage caused when you are on the move with a customer, or cybersecurity risks.
You are also entitled to 2.5 days of paid leave per month, in order to sometimes take some welcome rest!
Financial security, a significant benefit of salary carry
The employee receives a minimum remuneration every month. This is also the case for the self-employed employee! This is a significant benefit of the salary carry.
For this purpose, you are not impacted by late payments, unpaid payments and, above all, the lack of assignments.
Starting in the first month of your activity, you can claim a minimum wage. No need to provide working capital for off-peak periods.
According to the law, the employee carrier is required to guarantee you a minimum monthly salary which breaks down as follows:
- 70 to 85% of the monthly social security ceiling, or €2,568 gross in 2022.
- 10% of gross wages as a precarity premium.
- 10% of the last mission’s remuneration as compensation for the loss of between missions.
- 5% representing a business contribution allowance rewarding the time spent prospecting and preparing for missions.
Even if you spend a whole month without a mission, the carrier has your back. Every month, it deducts a financial reserve from your monthly turnover. When you do less work, she takes money from the reserve to pay you.
Reimbursement of your professional expenses
Some companies offer you an online space or application to declare your personal expenses and upload your credentials. You can easily claim expenses incurred during a mission, such as meals, the purchase of specific materials or transportation costs.
You will also be able to deduct all expenses necessary to carry out your missions properly, such as the purchase of a computer, smartphone, office furniture, tools, software or office supplies.
As a reminder, the status of micro-entrepreneur does not allow the declaration of expense reports, and therefore the deduction of your professional expenses.
Easier access to bank loans
As an employee on a salary transfer, you benefit from an employment contract and pay slips. Valuable documents that facilitate obtaining bank loans. No need for 3 years of seniority, with perfect balance sheets, as with other independent status.
So if you have a real estate project or if you want to change cars, you will appreciate this benefit of the salary carry!
This asset is also valid if you want to rent a property. Homeowners will be more likely to take tenants with a permanent agreement, even if it is a carry contract.
The preservation of your freelance autonomy
While the wage carry borrows a lot of advantages from the wage, it also offers the autonomy that freelancing loves. From assignments at the workplace to schedules, it’s up to you!
There is no employer-employee relationship on the payroll. The clients you earn are yours, no matter the situation. Even if you decide to change the carrier or status, you will retain your customer base.
However, the difference with the other statutes lies in the support. Although autonomous, the portage company dedicates an advisor to you. You can ask him for advice on how to develop your business. If necessary, it can even accompany you in prospecting or in the pricing of your missions.
Easily outsource part of the missions
Is your business growing? Need help managing your customers? You can easily outsource some or all of your assignments when you are on salary porting. And of course, you will be free of red tape during this process.
If you choose internal outsourcing, that is to say if you delegate to an independent of the same porting company, you will not have to perform any apothecary calculations! The latter invoices the total assignment to the client, then takes care of sharing the remuneration between you and the subcontractor, according to the terms you have specified.
If you are delegating to an outside freelancer, the porting company always manages the billing to the end customer. The subcontractor will have to send him his own bill and she will pay him and then deduct his benefit from yours.
Access to workshops and professional events
Most portage companies organize networking sessions to allow you to meet other freelancers. This is an opportunity to break the loneliness of freelancers and make new contacts. These meetings are an opportunity to talk to entrepreneurs, but also to find potential prospects or partners.
In addition, the wage carrier companies are setting up training workshops. They ask registered independents to conduct training, conferences or debates on their profession. This allows you to expand your knowledge and skills.
A solid and professional image
Another benefit of the salary carry is the image returned to your prospects. Working within a professional and established structure reassures potential clients. This shows that your business is solid, that you already have many missions, which immediately induces a sense of reliability.
With this confidence effect, you can more easily convert your leads.
VIP Benefits of Salary Carry
In addition to the statutory requirements of the Labour Carrier Companies, they do not hesitate to offer other advantages in order to attract more independents.
Thus, it is not uncommon to find a company that offers to its employees:
- A company car
- Gift vouchers and culture
- Benefits of a Works Council
- Universal Service Employment Vouchers (CESU)
- Restaurant Tickets
- Miscellaneous and varied vouchers
- Discounts on flights, hotels or full trips
Some companies also offer personal savings plans to build a real estate portfolio, for example. Others offer a share of actions to reward the older worn employees.
Our tip
The benefits of salary carry make it the perfect status to ease your transition from employee to independent, or to give your project a boost. However, to take full advantage of its benefits, make sure you choose a reputable payroll carrier.
The proposed management fees must be acceptable (around 10%) and completely transparent. Be sure to check the comments of other freelancers or run a simulation on the port company’s website. This will allow you to know your compensation.
When you are registered, you can start your first missions. To do this, register on Bumbizz. Every day, new offers are posted by project leaders in search of specific know-how!
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